If you top up your digital wallet several times a day during the festival rush, you will not hit the usual ceiling as quickly. Nepal Rastra Bank (NRB) has temporarily raised the number of times a person can deposit money into a digital wallet from 10 to 50 a day.
The change was announced through the central bank’s Payment Systems Department. The notice is dated October 15, 2026.
When it applies
The higher limit covers two periods:
Dashain: October 17 to 25, 2026
Tihar and Chhath: November 7 to 15, 2026
Outside these dates, the usual limit of 10 deposits a day applies.
What has changed and what has not
The change is about the number of deposits into an individual’s wallet. It is not an automatic fivefold increase in the amount a user can hold, load, transfer or spend. Other limits and each wallet provider’s rules may still apply.
So the practical benefit is flexibility. You can add money in smaller, more frequent amounts without being stopped at the tenth deposit.
Why NRB did it
Festival time means more payments. People shop, send money to relatives and give dakshina, the cash gifts traditionally offered at Dashain and Tihar. NRB has encouraged digital payments for festival gifting as part of a wider push to reduce reliance on cash. The higher deposit count is meant to make that easier.
Monitoring
NRB has told payment service providers to report the number and total value of transactions made under the temporary arrangement. That lets the central bank see how the relaxed limit is used. Its real effect will be clearer once that data is available.
Background
Under the payment system directives, individuals could normally deposit into a wallet up to 10 times a day. The temporary rule lifts that count only for the two named periods.
